503 N Osage StOxfordKS67119
INVESTMENT ANALYSIS
Investment Verdict
Solid Income503 N Osage St, Oxford, KS, 67119 in Oxford is a solid income-producing rental, 9.74% gross yield, $1,442/mo rent, $220/mo net cash flow on a $149,900 buy. DSCR 2.14 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $41,415 and $1,381/yr in principal reduction project a total cumulative return of $85,799.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 8.5% |
| Monthly Cash Flow | $220 | $250 |
City averages based on Oxford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,442 |
| Total Monthly Debt Service | $938 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67119, Oxford, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 662 (100%) |
| Owner Occupied HU | 453 (68.4%) |
| Renter Occupied HU | 149 (22.5%) |
| Vacant Housing Units | 60 ( 9.1%) |
| Median Home Value | $121,181 |
| Average Home Value | $155,028 |
Housing Distribution
Address Breakdown
Residential
349
Single Family
349
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67119, Oxford, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 662 (100%) |
| Owner Occupied HU | 453 (68.4%) |
| Renter Occupied HU | 149 (22.5%) |
| Vacant Housing Units | 60 ( 9.1%) |
| Median Home Value | $121,181 |
| Average Home Value | $155,028 |
Housing Distribution
Address Breakdown
Residential
349
Single Family
349
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marti Vo • Nikkel and Associates
Mls Name: Mid Kansas MLS & Prairie Land Realtors
Mls ID: #52420
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.