503 1st Ave N STE 402Great FallsMT59401
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 503 1st Ave N STE 402, Great Falls, MT, 59401 in Great Falls at $229,000. Rental yield 6.59%. The 6.59% yield and 1.22 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $63,268 by year five, and $2,109/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $81,342.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.1% |
| Monthly Cash Flow | $(81) | $420 |
City averages based on Great Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,258 |
| Total Monthly Debt Service | $1,247 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2010
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59401, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,906 (100%) |
| Owner Occupied HU | 3,258 (47.2%) |
| Renter Occupied HU | 2,737 (39.6%) |
| Vacant Housing Units | 911 (13.2%) |
| Median Home Value | $245,188 |
| Average Home Value | $281,311 |
Housing Distribution
Address Breakdown
Residential
6,098
Single Family
5,252
Multi-Family
846
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2010
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59401, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,906 (100%) |
| Owner Occupied HU | 3,258 (47.2%) |
| Renter Occupied HU | 2,737 (39.6%) |
| Vacant Housing Units | 911 (13.2%) |
| Median Home Value | $245,188 |
| Average Home Value | $281,311 |
Housing Distribution
Address Breakdown
Residential
6,098
Single Family
5,252
Multi-Family
846
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Connie Hanson • H & R REALTY LLC
Mls Name: MRMLS
Mls ID: #30054399