50290 Road 426OakhurstCA93644
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 50290 Road 426, Oakhurst, CA, 93644 in Oakhurst is straightforward: $235,000 in, $1,658/mo in rent, $204/mo out after debt service. The 8.47% gross yield and 1.57 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $64,926 by year five. With $2,164/yr in principal equity, the total cumulative return is projected at $102,260.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.0% |
| Monthly Cash Flow | $204 | $1,200 |
City averages based on Oakhurst market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,658 |
| Total Monthly Debt Service | $1,360 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93644, Oakhurst, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,276 (100%) |
| Owner Occupied HU | 2,525 (59.1%) |
| Renter Occupied HU | 851 (19.9%) |
| Vacant Housing Units | 900 (21.0%) |
| Median Home Value | $469,363 |
| Average Home Value | $589,105 |
Housing Distribution
Address Breakdown
Residential
3,624
Single Family
3,362
Multi-Family
262
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
1.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93644, Oakhurst, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,276 (100%) |
| Owner Occupied HU | 2,525 (59.1%) |
| Renter Occupied HU | 851 (19.9%) |
| Vacant Housing Units | 900 (21.0%) |
| Median Home Value | $469,363 |
| Average Home Value | $589,105 |
Housing Distribution
Address Breakdown
Residential
3,624
Single Family
3,362
Multi-Family
262
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rick Jackson • Century 21 Select Real Estate
Mls Name: Fresno MLS
Mls ID: #626709