5029 S Convent Ln #A-147PhiladelphiaPA19114
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 5029 S Convent Ln #A-147, Philadelphia, PA, 19114 in Philadelphia at $298,500. Rental yield 7.24%. The 7.24% yield and 1.34 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $82,470 by year five, and $2,749/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $103,636.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.8% |
| Monthly Cash Flow | $(718) | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $1,837 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19114, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,618 (100%) |
| Owner Occupied HU | 8,915 (61.0%) |
| Renter Occupied HU | 5,026 (34.4%) |
| Vacant Housing Units | 677 ( 4.6%) |
| Median Home Value | $299,158 |
| Average Home Value | $340,587 |
Housing Distribution
Address Breakdown
Residential
13,859
Single Family
11,144
Multi-Family
2,715
Businesses
717
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19114, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,618 (100%) |
| Owner Occupied HU | 8,915 (61.0%) |
| Renter Occupied HU | 5,026 (34.4%) |
| Vacant Housing Units | 677 ( 4.6%) |
| Median Home Value | $299,158 |
| Average Home Value | $340,587 |
Housing Distribution
Address Breakdown
Residential
13,859
Single Family
11,144
Multi-Family
2,715
Businesses
717
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debi Tomczuk • Keller Williams Real Estate-Langhorne
Mls Name: Bright MLS
Mls ID: #PAPH2576874