5028 County Road 11RushvilleNY14544
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.08% gross rental yield, 5028 County Road 11, Rushville, NY, 14544 in Rushville is priced for capital growth, not immediate cash flow. The $799,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $220,998 by year five, with $7,367/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.57) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $93,334.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 6.2% |
| Monthly Cash Flow | $(3,290) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,052 |
| Total Monthly Debt Service | $5,023 |
| DSCR Ratio | 0.41x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14544, Rushville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,159 (100%) |
| Owner Occupied HU | 669 (57.7%) |
| Renter Occupied HU | 167 (14.4%) |
| Vacant Housing Units | 323 (27.9%) |
| Median Home Value | $225,820 |
| Average Home Value | $420,299 |
Housing Distribution
Address Breakdown
Residential
824
Single Family
798
Multi-Family
26
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14544, Rushville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,159 (100%) |
| Owner Occupied HU | 669 (57.7%) |
| Renter Occupied HU | 167 (14.4%) |
| Vacant Housing Units | 323 (27.9%) |
| Median Home Value | $225,820 |
| Average Home Value | $420,299 |
Housing Distribution
Address Breakdown
Residential
824
Single Family
798
Multi-Family
26
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices