5028 Bragg AveEl PasoTX79904
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.54, 5028 Bragg Ave, El Paso, TX, 79904 in El Paso sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.29%. The 8.29% yield is backed by 5% annual appreciation projecting $48,349 in value gain, plus $1,612/yr in principal reduction. Total projected cumulative return: $61,509.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.8% |
| Monthly Cash Flow | $(90) | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,209 |
| Total Monthly Debt Service | $1,230 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79904, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,932 (100%) |
| Owner Occupied HU | 5,393 (41.7%) |
| Renter Occupied HU | 6,444 (49.8%) |
| Vacant Housing Units | 1,095 ( 8.5%) |
| Median Home Value | $163,469 |
| Average Home Value | $208,956 |
Housing Distribution
Address Breakdown
Residential
12,151
Single Family
11,938
Multi-Family
213
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79904, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,932 (100%) |
| Owner Occupied HU | 5,393 (41.7%) |
| Renter Occupied HU | 6,444 (49.8%) |
| Vacant Housing Units | 1,095 ( 8.5%) |
| Median Home Value | $163,469 |
| Average Home Value | $208,956 |
Housing Distribution
Address Breakdown
Residential
12,151
Single Family
11,938
Multi-Family
213
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Derek G. Dalition • Keller Williams Realty
Mls Name: GEPAR
Mls Provider:
Mls ID: #928152
Disclaimer: The data relating to real estate for sale on this web site comes in part from the IDX Program of the Greater El Paso Association of REALTORS. Real estate listings held by brokerage firms other than Zillow, Inc are marked with the IDX logo or the IDX thumbnail logo and detailed information about them includes the name of the listing brokers. Listing data is deemed reliable but not guaranteed. Copyright 2025 the Greater El Paso Association of REALTORS, MLS Inc. All rights reserved.