5025 S El Paraiso AvenueSacramentoCA95824
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 5025 S El Paraiso Avenue, Sacramento, CA, 95824 in Sacramento the bet is firmly on appreciation. Rental yield 3.84%. The 3.84% gross yield on a $898,888 price is below income-first thresholds, but 5%/yr value growth projects $248,346 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.71) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $168,319.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 4.8% |
| Monthly Cash Flow | $(2,681) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,880 |
| Total Monthly Debt Service | $5,203 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
2.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
2.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: William J Velasco • Cornerstone Real Estate Invest
Mls Name: BAREIS
Mls Provider:
Mls ID: #225082133
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.