5021 Brook LnMohntonPA19540
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 5021 Brook Ln, Mohnton, PA, 19540 in Mohnton: $4,066/mo in rent, $527/mo in net income, 9.03% gross yield, 1.67 DSCR, all at $540,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $149,192 in appreciation and $4,973/yr in principal paydown projects total cumulative return of $239,590.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $527 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,066 |
| Total Monthly Debt Service | $3,324 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
1.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19540, Mohnton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,673 (100%) |
| Owner Occupied HU | 3,785 (81.0%) |
| Renter Occupied HU | 700 (15.0%) |
| Vacant Housing Units | 188 ( 4.0%) |
| Median Home Value | $376,251 |
| Average Home Value | $407,809 |
Housing Distribution
Address Breakdown
Residential
4,683
Single Family
4,618
Multi-Family
65
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
1.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19540, Mohnton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,673 (100%) |
| Owner Occupied HU | 3,785 (81.0%) |
| Renter Occupied HU | 700 (15.0%) |
| Vacant Housing Units | 188 ( 4.0%) |
| Median Home Value | $376,251 |
| Average Home Value | $407,809 |
Housing Distribution
Address Breakdown
Residential
4,683
Single Family
4,618
Multi-Family
65
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cynthia Koslik • Godfrey Properties
Mls Name: Bright MLS
Mls ID: #PABK2060458