502 N 4th StOsage CityKS66523
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 502 N 4th St, Osage City, KS, 66523 in Osage City is a conservative rental investment at $465,500. Rental yield 7.16%. A 1.33 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $128,609; $4,287/yr in principal paydown supplements. Total projected return: $156,962.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 8.0% |
| Monthly Cash Flow | $(319) | $650 |
City averages based on Osage City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,778 |
| Total Monthly Debt Service | $2,912 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66523, Osage City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,738 (100%) |
| Owner Occupied HU | 1,062 (61.1%) |
| Renter Occupied HU | 488 (28.1%) |
| Vacant Housing Units | 188 (10.8%) |
| Median Home Value | $155,303 |
| Average Home Value | $187,794 |
Housing Distribution
Address Breakdown
Residential
1,667
Single Family
1,602
Multi-Family
65
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66523, Osage City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,738 (100%) |
| Owner Occupied HU | 1,062 (61.1%) |
| Renter Occupied HU | 488 (28.1%) |
| Vacant Housing Units | 188 (10.8%) |
| Median Home Value | $155,303 |
| Average Home Value | $187,794 |
Housing Distribution
Address Breakdown
Residential
1,667
Single Family
1,602
Multi-Family
65
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A