5016 Oglethorpe StRiverdaleMD20737
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 5016 Oglethorpe St, Riverdale, MD, 20737 in Riverdale deserves attention. This $275,000 property earns $2,734/mo in rent, a 11.93% gross yield, and nets $1,023/mo after the $1,237/mo payment. DSCR 2.21 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $75,977 compounds alongside $2,533/yr in yearly equity build, for a total cumulative return of $170,175.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 5.5% |
| Monthly Cash Flow | $1,023 | $300 |
City averages based on Riverdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,734 |
| Total Monthly Debt Service | $1,601 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
5,377 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20737, Riverdale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,242 (100%) |
| Owner Occupied HU | 3,569 (49.3%) |
| Renter Occupied HU | 3,323 (45.9%) |
| Vacant Housing Units | 350 ( 4.8%) |
| Median Home Value | $432,164 |
| Average Home Value | $450,485 |
Housing Distribution
Address Breakdown
Residential
6,880
Single Family
4,013
Multi-Family
2,867
Businesses
372
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
5,377 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20737, Riverdale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,242 (100%) |
| Owner Occupied HU | 3,569 (49.3%) |
| Renter Occupied HU | 3,323 (45.9%) |
| Vacant Housing Units | 350 ( 4.8%) |
| Median Home Value | $432,164 |
| Average Home Value | $450,485 |
Housing Distribution
Address Breakdown
Residential
6,880
Single Family
4,013
Multi-Family
2,867
Businesses
372
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices