5015 Julia LnMc Kees RocksPA15136
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5015 Julia Ln, Mc Kees Rocks, PA, 15136 in Mc Kees Rocks speaks for itself: 13.44% gross on a $400,000 price, generating $4,481/mo in rent and $1,860/mo in net income after the $1,799/mo debt service. DSCR 2.49, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,316 stacks alongside $110,513 in projected five-year appreciation and $3,684/yr in principal reduction. Projected total cumulative return: $271,978.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $1,860 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,481 |
| Total Monthly Debt Service | $2,462 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15136, Mc Kees Rocks, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,473 (100%) |
| Owner Occupied HU | 5,882 (51.3%) |
| Renter Occupied HU | 4,231 (36.9%) |
| Vacant Housing Units | 1,360 (11.9%) |
| Median Home Value | $241,010 |
| Average Home Value | $306,006 |
Housing Distribution
Address Breakdown
Residential
10,282
Single Family
9,501
Multi-Family
781
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15136, Mc Kees Rocks, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,473 (100%) |
| Owner Occupied HU | 5,882 (51.3%) |
| Renter Occupied HU | 4,231 (36.9%) |
| Vacant Housing Units | 1,360 (11.9%) |
| Median Home Value | $241,010 |
| Average Home Value | $306,006 |
Housing Distribution
Address Breakdown
Residential
10,282
Single Family
9,501
Multi-Family
781
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices