5011 Valley Ln APT 404StreamwoodIL60107
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5011 Valley Ln APT 404, Streamwood, IL, 60107 in Streamwood at $140,000 earns $1,091/mo in rent and nets $120/mo after the $630/mo payment, a 9.35% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $38,679 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $1,289/yr in principal paydown, total projected return reaches $61,284.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.5% |
| Monthly Cash Flow | $120 | $350 |
City averages based on Streamwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,091 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60107, Streamwood, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,510 (100%) |
| Owner Occupied HU | 10,924 (80.9%) |
| Renter Occupied HU | 2,125 (15.7%) |
| Vacant Housing Units | 461 ( 3.4%) |
| Median Home Value | $272,865 |
| Average Home Value | $298,226 |
Housing Distribution
Address Breakdown
Residential
13,527
Single Family
12,897
Multi-Family
630
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60107, Streamwood, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,510 (100%) |
| Owner Occupied HU | 10,924 (80.9%) |
| Renter Occupied HU | 2,125 (15.7%) |
| Vacant Housing Units | 461 ( 3.4%) |
| Median Home Value | $272,865 |
| Average Home Value | $298,226 |
Housing Distribution
Address Breakdown
Residential
13,527
Single Family
12,897
Multi-Family
630
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dawn Block • Century 21 Circle
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12454892