5010 LucindaSan AntonioTX78221
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5010 Lucinda, San Antonio, TX, 78221 in San Antonio at $179,900 earns $1,424/mo in rent and nets $145/mo after the $809/mo payment, a 9.5% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $49,703 over five years. Ziffy Mortgage underwrites this on a 1.76 DSCR without U.S. credit history. With $1,657/yr in principal paydown, total projected return reaches $78,286.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $145 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,424 |
| Total Monthly Debt Service | $1,208 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
7,710 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
7,710 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Justin Carpenter • Investor's Signature Realty
Mls Name: LERA MLS
Mls ID: #1911939