5010 Bella Vista CirForesthillCA95631
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 5010 Bella Vista Cir, Foresthill, CA, 95631 in Foresthill. Rental yield 6.89%. The 1.28 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $200,857 and $6,696/yr in principal reduction project total return of $254,904.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 5.0% |
| Monthly Cash Flow | $(418) | $350 |
City averages based on Foresthill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,175 |
| Total Monthly Debt Service | $4,208 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95631, Foresthill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,858 (100%) |
| Owner Occupied HU | 2,213 (77.4%) |
| Renter Occupied HU | 359 (12.6%) |
| Vacant Housing Units | 286 (10.0%) |
| Median Home Value | $763,346 |
| Average Home Value | $837,841 |
Housing Distribution
Address Breakdown
Residential
2,153
Single Family
2,119
Multi-Family
34
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95631, Foresthill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,858 (100%) |
| Owner Occupied HU | 2,213 (77.4%) |
| Renter Occupied HU | 359 (12.6%) |
| Vacant Housing Units | 286 (10.0%) |
| Median Home Value | $763,346 |
| Average Home Value | $837,841 |
Housing Distribution
Address Breakdown
Residential
2,153
Single Family
2,119
Multi-Family
34
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226035720