501 S River DrJacksonGA30233
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 501 S River Dr, Jackson, GA, 30233 in Jackson at $529,900 earns $3,244/mo in rent and nets $19/mo after the $2,383/mo payment, a 7.35% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $146,402 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $4,880/yr in principal paydown, total projected return reaches $201,929.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 8.0% |
| Monthly Cash Flow | $19 | $1,200 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,244 |
| Total Monthly Debt Service | $3,014 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30233, Jackson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,209 (100%) |
| Owner Occupied HU | 7,106 (69.6%) |
| Renter Occupied HU | 2,173 (21.3%) |
| Vacant Housing Units | 930 ( 9.1%) |
| Median Home Value | $269,196 |
| Average Home Value | $290,155 |
Housing Distribution
Address Breakdown
Residential
9,453
Single Family
9,372
Multi-Family
81
Businesses
716
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30233, Jackson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,209 (100%) |
| Owner Occupied HU | 7,106 (69.6%) |
| Renter Occupied HU | 2,173 (21.3%) |
| Vacant Housing Units | 930 ( 9.1%) |
| Median Home Value | $269,196 |
| Average Home Value | $290,155 |
Housing Distribution
Address Breakdown
Residential
9,453
Single Family
9,372
Multi-Family
81
Businesses
716
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices