501 Natalino CirSacramentoCA95835
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.2% yield at 501 Natalino Cir, Sacramento, CA, 95835 in Sacramento is solid, but the $2,068/mo payment compresses net cash flow to $181/mo at $460,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $127,090 by year five, and $4,237/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.52) without U.S. income documentation. Total projected return: $193,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 4.8% |
| Monthly Cash Flow | $181 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,142 |
| Total Monthly Debt Service | $2,663 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
2,221 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95835, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,097 (100%) |
| Owner Occupied HU | 10,150 (63.1%) |
| Renter Occupied HU | 4,936 (30.7%) |
| Vacant Housing Units | 1,011 ( 6.3%) |
| Median Home Value | $623,987 |
| Average Home Value | $653,313 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
12,806
Multi-Family
3,417
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
2,221 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95835, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,097 (100%) |
| Owner Occupied HU | 10,150 (63.1%) |
| Renter Occupied HU | 4,936 (30.7%) |
| Vacant Housing Units | 1,011 ( 6.3%) |
| Median Home Value | $623,987 |
| Average Home Value | $653,313 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
12,806
Multi-Family
3,417
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #225144323