501 Harrington RoadWevertownNY12886
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Wevertown rental at 501 Harrington Road, Wevertown, NY, 12886 sits in the solid-income band: 9.39% gross yield, $1,660/mo rent, $244/mo net after the $953/mo debt service, DSCR 1.74. Entry price of $212,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $58,572 and $1,953/yr in principal reduction bring total cumulative return to $96,567.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $244 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,660 |
| Total Monthly Debt Service | $1,331 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12886, Wevertown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 53 (100%) |
| Owner Occupied HU | 27 (50.9%) |
| Renter Occupied HU | 4 ( 7.5%) |
| Vacant Housing Units | 22 (41.5%) |
| Median Home Value | $346,429 |
| Average Home Value | $370,648 |
Housing Distribution
Address Breakdown
Residential
19
Single Family
19
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12886, Wevertown, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 53 (100%) |
| Owner Occupied HU | 27 (50.9%) |
| Renter Occupied HU | 4 ( 7.5%) |
| Vacant Housing Units | 22 (41.5%) |
| Median Home Value | $346,429 |
| Average Home Value | $370,648 |
Housing Distribution
Address Breakdown
Residential
19
Single Family
19
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices