5009 Petersburg RdPetersburgKY41080
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 5009 Petersburg Rd, Petersburg, KY, 41080 in Petersburg at $520,000 earns $3,246/mo in rent and nets $81/mo after the $2,338/mo payment, a 7.49% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $143,666 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $4,789/yr in principal paydown, total projected return reaches $202,218.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.1% |
| Monthly Cash Flow | $81 | $450 |
City averages based on Petersburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,246 |
| Total Monthly Debt Service | $2,958 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1865
2.02 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1865
2.02 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Vories Team • Keller Williams Realty Services
Mls Name: NKMLS
Mls Provider:
Mls ID: #635874
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