5007 Spruce StDelta JunctionAK99737
INVESTMENT ANALYSIS
Investment Verdict
Solid Income5007 Spruce St, Delta Junction, AK, 99737 in Delta Junction is a solid income-producing rental, 8.97% gross yield, $2,280/mo rent, $421/mo net cash flow on a $305,000 buy. DSCR 1.66 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $84,266 and $2,809/yr in principal reduction project a total cumulative return of $142,646.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 8.2% |
| Monthly Cash Flow | $421 | $1,250 |
City averages based on Delta Junction market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $1,737 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99737, Delta Junction, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,252 (100%) |
| Owner Occupied HU | 1,284 (57.0%) |
| Renter Occupied HU | 394 (17.5%) |
| Vacant Housing Units | 574 (25.5%) |
| Median Home Value | $316,921 |
| Average Home Value | $347,324 |
Housing Distribution
Address Breakdown
Residential
342
Single Family
342
Multi-Family
0
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99737, Delta Junction, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,252 (100%) |
| Owner Occupied HU | 1,284 (57.0%) |
| Renter Occupied HU | 394 (17.5%) |
| Vacant Housing Units | 574 (25.5%) |
| Median Home Value | $316,921 |
| Average Home Value | $347,324 |
Housing Distribution
Address Breakdown
Residential
342
Single Family
342
Multi-Family
0
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ilona Yantsen • KEY POINT REALTY, LLC
Mls Name: GFMLS
Mls Provider:
Mls ID: #158635
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.