5004 N Oak LnLos AngelesCA90068
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 5004 N Oak Ln, Los Angeles, CA, 90068 in Los Angeles at $1,099,000 earns $7,134/mo in rent and nets $117/mo after the $4,942/mo payment, a 7.79% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $303,633 over five years. Ziffy Mortgage underwrites this on a 1.44 DSCR without U.S. credit history. With $10,122/yr in principal paydown, total projected return reaches $425,215.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 4.1% |
| Monthly Cash Flow | $117 | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,134 |
| Total Monthly Debt Service | $6,579 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1,556 sqft lot
$N/A/sqft
$218 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90068, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,506 (100%) |
| Owner Occupied HU | 5,508 (38.0%) |
| Renter Occupied HU | 7,744 (53.4%) |
| Vacant Housing Units | 1,254 ( 8.6%) |
| Median Home Value | $1,799,158 |
| Average Home Value | $1,716,947 |
Housing Distribution
Address Breakdown
Residential
13,819
Single Family
7,118
Multi-Family
6,701
Businesses
402
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1,556 sqft lot
$N/A/sqft
$218 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90068, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,506 (100%) |
| Owner Occupied HU | 5,508 (38.0%) |
| Renter Occupied HU | 7,744 (53.4%) |
| Vacant Housing Units | 1,254 ( 8.6%) |
| Median Home Value | $1,799,158 |
| Average Home Value | $1,716,947 |
Housing Distribution
Address Breakdown
Residential
13,819
Single Family
7,118
Multi-Family
6,701
Businesses
402
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices