5000 Silverado LnClintonIL61727
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5000 Silverado Ln, Clinton, IL, 61727 in Clinton speaks for itself: 10.19% gross on a $449,900 price, generating $3,820/mo in rent and $699/mo in net income after the $2,023/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,388 stacks alongside $124,299 in projected five-year appreciation and $4,144/yr in principal reduction. Projected total cumulative return: $217,095.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $699 | $250 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,820 |
| Total Monthly Debt Service | $2,942 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
2.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61727, Clinton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,556 (100%) |
| Owner Occupied HU | 2,994 (65.7%) |
| Renter Occupied HU | 1,136 (24.9%) |
| Vacant Housing Units | 426 ( 9.4%) |
| Median Home Value | $138,468 |
| Average Home Value | $190,702 |
Housing Distribution
Address Breakdown
Residential
4,224
Single Family
4,087
Multi-Family
137
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
2.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61727, Clinton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,556 (100%) |
| Owner Occupied HU | 2,994 (65.7%) |
| Renter Occupied HU | 1,136 (24.9%) |
| Vacant Housing Units | 426 ( 9.4%) |
| Median Home Value | $138,468 |
| Average Home Value | $190,702 |
Housing Distribution
Address Breakdown
Residential
4,224
Single Family
4,087
Multi-Family
137
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices