500 Penny LnLoganvilleGA30052
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play500 Penny Ln, Loganville, GA, 30052 in Loganville is priced for appreciation, not yield. Rental yield 4.87%. At $929,000 with a 4.87% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $256,666 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.90) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $230,815.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.8% |
| Monthly Cash Flow | $(1,956) | $1,250 |
City averages based on Loganville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,773 |
| Total Monthly Debt Service | $5,284 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
5.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30052, Loganville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,301 (100%) |
| Owner Occupied HU | 22,354 (79.0%) |
| Renter Occupied HU | 4,851 (17.1%) |
| Vacant Housing Units | 1,096 ( 3.9%) |
| Median Home Value | $378,245 |
| Average Home Value | $422,253 |
Housing Distribution
Address Breakdown
Residential
27,813
Single Family
26,807
Multi-Family
1,006
Businesses
1,775
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
5.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30052, Loganville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,301 (100%) |
| Owner Occupied HU | 22,354 (79.0%) |
| Renter Occupied HU | 4,851 (17.1%) |
| Vacant Housing Units | 1,096 ( 3.9%) |
| Median Home Value | $378,245 |
| Average Home Value | $422,253 |
Housing Distribution
Address Breakdown
Residential
27,813
Single Family
26,807
Multi-Family
1,006
Businesses
1,775
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GAMLS
Mls ID: #10718031