500 N Center StSebewaingMI48759
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 500 N Center St, Sebewaing, MI, 48759 in Sebewaing is straightforward: $139,000 in, $1,321/mo in rent, $405/mo out after debt service. The 11.41% gross yield and 2.11 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $38,403 by year five. With $1,280/yr in principal equity, the total cumulative return is projected at $78,992.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 7.5% |
| Monthly Cash Flow | $405 | $320 |
City averages based on Sebewaing market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,321 |
| Total Monthly Debt Service | $861 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48759, Sebewaing, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,673 (100%) |
| Owner Occupied HU | 1,151 (68.8%) |
| Renter Occupied HU | 250 (14.9%) |
| Vacant Housing Units | 272 (16.3%) |
| Median Home Value | $126,151 |
| Average Home Value | $168,093 |
Housing Distribution
Address Breakdown
Residential
1,497
Single Family
1,431
Multi-Family
66
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48759, Sebewaing, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,673 (100%) |
| Owner Occupied HU | 1,151 (68.8%) |
| Renter Occupied HU | 250 (14.9%) |
| Vacant Housing Units | 272 (16.3%) |
| Median Home Value | $126,151 |
| Average Home Value | $168,093 |
Housing Distribution
Address Breakdown
Residential
1,497
Single Family
1,431
Multi-Family
66
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
