500 Mount Airy Rd APT 16StevensPA17578
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 500 Mount Airy Rd APT 16, Stevens, PA, 17578 in Stevens. Priced at $229,000, it generates $2,030/mo in gross rent and $530/mo in net monthly cash flow, a 10.64% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,358. Five-year appreciation: $63,268. Equity from principal paydown: $2,109/yr. Total projected cumulative return: $121,290.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $530 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,030 |
| Total Monthly Debt Service | $1,409 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17578, Stevens, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,697 (100%) |
| Owner Occupied HU | 2,076 (77.0%) |
| Renter Occupied HU | 515 (19.1%) |
| Vacant Housing Units | 106 ( 3.9%) |
| Median Home Value | $314,496 |
| Average Home Value | $356,482 |
Housing Distribution
Address Breakdown
Residential
2,421
Single Family
2,421
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17578, Stevens, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,697 (100%) |
| Owner Occupied HU | 2,076 (77.0%) |
| Renter Occupied HU | 515 (19.1%) |
| Vacant Housing Units | 106 ( 3.9%) |
| Median Home Value | $314,496 |
| Average Home Value | $356,482 |
Housing Distribution
Address Breakdown
Residential
2,421
Single Family
2,421
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy Stauffer • Kingsway Realty - Ephrata
Mls Name: Bright MLS
Mls ID: #PALA2075250