500 County Road 22CedarvilleCA96104
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.99% gross rental yield, 500 County Road 22, Cedarville, CA, 96104 in Cedarville is priced for capital growth, not immediate cash flow. The $1,375,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $379,887 by year five, with $12,664/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.37) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $120,686.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 6.0% |
| Monthly Cash Flow | $(6,226) | $300 |
City averages based on Cedarville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $7,959 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
455 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96104, Cedarville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 417 (100%) |
| Owner Occupied HU | 222 (53.2%) |
| Renter Occupied HU | 79 (18.9%) |
| Vacant Housing Units | 116 (27.8%) |
| Median Home Value | $362,500 |
| Average Home Value | $484,471 |
Housing Distribution
Address Breakdown
Residential
44
Single Family
44
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
455 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96104, Cedarville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 417 (100%) |
| Owner Occupied HU | 222 (53.2%) |
| Renter Occupied HU | 79 (18.9%) |
| Vacant Housing Units | 116 (27.8%) |
| Median Home Value | $362,500 |
| Average Home Value | $484,471 |
Housing Distribution
Address Breakdown
Residential
44
Single Family
44
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Utterback • California Outdoor Properties
Mls Name: My State MLS
Mls ID: #11555743