5 Tannery RoadWest DoverVT05356
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.26% gross rental yield, 5 Tannery Road, West Dover, VT, 05356 in West Dover is priced for capital growth, not immediate cash flow. The $1,150,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $317,724 by year five, with $10,592/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.79) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $208,790.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(3,568) | $12,500 |
City averages based on West Dover market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,083 |
| Total Monthly Debt Service | $7,193 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
3.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05356, West Dover, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,785 (100%) |
| Owner Occupied HU | 476 (17.1%) |
| Renter Occupied HU | 142 ( 5.1%) |
| Vacant Housing Units | 2,167 (77.8%) |
| Median Home Value | $380,392 |
| Average Home Value | $469,238 |
Housing Distribution
Address Breakdown
Residential
119
Single Family
89
Multi-Family
30
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
3.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05356, West Dover, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,785 (100%) |
| Owner Occupied HU | 476 (17.1%) |
| Renter Occupied HU | 142 ( 5.1%) |
| Vacant Housing Units | 2,167 (77.8%) |
| Median Home Value | $380,392 |
| Average Home Value | $469,238 |
Housing Distribution
Address Breakdown
Residential
119
Single Family
89
Multi-Family
30
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle O'Neil • Deerfield Valley Real Estate
Mls Name: PrimeMLS
Mls ID: #5067196