5 Samoset LnFalmouthMA02540
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5 Samoset Ln, Falmouth, MA, 02540 in Falmouth at $1,175,000, 5.55% gross yield, is a market-growth asset. Rental yield 5.55%. The $5,432/mo rent partially funds the $5,284/mo debt service; the core return is the 5%/yr price growth projected to add $324,631 over five years. Ziffy Mortgage's DSCR mortgage (1.03) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $319,107.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 5.2% |
| Monthly Cash Flow | $(1,973) | $800 |
City averages based on Falmouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,432 |
| Total Monthly Debt Service | $6,938 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02540, Falmouth, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,418 (100%) |
| Owner Occupied HU | 2,939 (39.6%) |
| Renter Occupied HU | 1,688 (22.8%) |
| Vacant Housing Units | 2,791 (37.6%) |
| Median Home Value | $819,678 |
| Average Home Value | $899,520 |
Housing Distribution
Address Breakdown
Residential
6,063
Single Family
5,578
Multi-Family
485
Businesses
644
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02540, Falmouth, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,418 (100%) |
| Owner Occupied HU | 2,939 (39.6%) |
| Renter Occupied HU | 1,688 (22.8%) |
| Vacant Housing Units | 2,791 (37.6%) |
| Median Home Value | $819,678 |
| Average Home Value | $899,520 |
Housing Distribution
Address Breakdown
Residential
6,063
Single Family
5,578
Multi-Family
485
Businesses
644
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Madeline LaCroix • Keller Williams Realty
Mls Name: MLS PIN
Mls ID: #73400336