5 Park RoadFalmouthMA02543
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 5 Park Road, Falmouth, MA, 02543 in Falmouth is capital appreciation. Rental yield 2.27%. The 2.27% gross yield at $1,760,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $486,256 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.42) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $169,038.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 5.2% |
| Monthly Cash Flow | $(7,758) | $800 |
City averages based on Falmouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,335 |
| Total Monthly Debt Service | $10,393 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02543, Woods Hole, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,002 (100%) |
| Owner Occupied HU | 308 (30.7%) |
| Renter Occupied HU | 102 (10.2%) |
| Vacant Housing Units | 592 (59.1%) |
| Median Home Value | $953,629 |
| Average Home Value | $1,207,443 |
Housing Distribution
Address Breakdown
Residential
591
Single Family
591
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02543, Woods Hole, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,002 (100%) |
| Owner Occupied HU | 308 (30.7%) |
| Renter Occupied HU | 102 (10.2%) |
| Vacant Housing Units | 592 (59.1%) |
| Median Home Value | $953,629 |
| Average Home Value | $1,207,443 |
Housing Distribution
Address Breakdown
Residential
591
Single Family
591
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Megan Zottoli • Weichert, Realtors-Donahue Partners
Mls Name: CCIMLS
Mls ID: #22504538