5 Old Village CircleWindsorCT06095
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5 Old Village Circle, Windsor, CT, 06095 in Windsor is narrow, $7/mo net on $3,865/mo rent after the $2,405/mo debt service, but the property operates at break-even-plus, not a loss. At $534,900 with a 8.67% yield, the long-run equity case via 5% appreciation ($147,783 over five years) and $4,926/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.61 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $205,647.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $7 | $1,500 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,865 |
| Total Monthly Debt Service | $3,645 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2014
N/A lot
$N/A/sqft
$219 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06095, Windsor, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,305 (100%) |
| Owner Occupied HU | 9,355 (76.0%) |
| Renter Occupied HU | 2,485 (20.2%) |
| Vacant Housing Units | 465 ( 3.8%) |
| Median Home Value | $324,710 |
| Average Home Value | $340,007 |
Housing Distribution
Address Breakdown
Residential
12,058
Single Family
11,227
Multi-Family
831
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2014
N/A lot
$N/A/sqft
$219 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06095, Windsor, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,305 (100%) |
| Owner Occupied HU | 9,355 (76.0%) |
| Renter Occupied HU | 2,485 (20.2%) |
| Vacant Housing Units | 465 ( 3.8%) |
| Median Home Value | $324,710 |
| Average Home Value | $340,007 |
Housing Distribution
Address Breakdown
Residential
12,058
Single Family
11,227
Multi-Family
831
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Finer Team of William Raveis Real Estate • William Raveis Real Estate
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24100546
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.