5 Miami Way #CRochesterNH03867
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 5 Miami Way #C, Rochester, NH, 03867 in Rochester. Priced at $275,000, it generates $2,748/mo in gross rent and $905/mo in net monthly cash flow, a 11.99% yield that comfortably supports the 2.22 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,857. Five-year appreciation: $75,977. Equity from principal paydown: $2,533/yr. Total projected cumulative return: $163,095.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $905 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,748 |
| Total Monthly Debt Service | $1,734 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03867, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,850 (100%) |
| Owner Occupied HU | 6,574 (60.6%) |
| Renter Occupied HU | 3,670 (33.8%) |
| Vacant Housing Units | 606 ( 5.6%) |
| Median Home Value | $340,415 |
| Average Home Value | $370,894 |
Housing Distribution
Address Breakdown
Residential
10,136
Single Family
7,703
Multi-Family
2,433
Businesses
597
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03867, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,850 (100%) |
| Owner Occupied HU | 6,574 (60.6%) |
| Renter Occupied HU | 3,670 (33.8%) |
| Vacant Housing Units | 606 ( 5.6%) |
| Median Home Value | $340,415 |
| Average Home Value | $370,894 |
Housing Distribution
Address Breakdown
Residential
10,136
Single Family
7,703
Multi-Family
2,433
Businesses
597
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robin Mooney • BHHS Verani Belmont
Mls Name: PrimeMLS
Mls ID: #5072663