5 James Cir, Pepperell, MA, 01463 | $301/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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5 James Cir, Pepperell, MA, 01463 | $301/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Pepperell at 5 James Cir, Pepperell, MA, 01463 uses $203,947 cash to close to unlock $3,612/yr annual cash flow and $301/mo monthly cash flow. Total monthly income runs $4,208/mo, and a $3,034/mo payment keeps the spread at $301/mo. Purchase price stands at $619,900, and rental yield measures 8.15% with $4,208/mo rent. Return on cash invested shows 21.83% in year one, and 5% annual appreciation builds toward $171,267 over five years. Five-year ROI reaches 113.26% and total cumulative return in cash records $230,984. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,208/mo property income covering a $3,034/mo payment rather than investor’s personal income.

Single Family

Built in 1978

0.98 Acres lot

$N/A/sqft

No HOA

More details about the property

A beloved home for over 42 years, now ready for its next chapter! This meticulously maintained Gambrel offers 3 BR, 2.5 BA, and a location youll love, tucked in a quiet cul-de-sac just two blocks off Route 113. Step inside from the driveway/garage into a spacious mudroom that flows right into a stunning eat-in kitchen (redesigned in 2004). Sunlight pours in, highlighting the generous counter space, abundant storage, and open layoutperfect for gatherings big or small. Host events in the formal dining room, then take the party outside to the back deck for grilling, soak in the jacuzzi, and extend the night in the screened porch. On cooler nights, unwind in the oversized living room by the gas fireplace, or slip away to the second living room/home office for a quiet escape. Upstairs, youll find three comfortable bedrooms and two well-appointed bathrooms. The partially finished lower level offers endless possibilities: gym, home theater. Level lot, place to make a lifetime of memories!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01463, Pepperell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,625 (100%)
Owner Occupied HU	3,587 (77.6%)
Renter Occupied HU	873 (18.9%)
Vacant Housing Units	165 ( 3.6%)
Median Home Value	$568,679
Average Home Value	$614,902