5 Griffin CirWaylandMA01778
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 5 Griffin Cir, Wayland, MA, 01778 in Wayland is capital appreciation. Rental yield 5.38%. The 5.38% gross yield at $1,575,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $435,143 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.00) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $413,305.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 5.1% |
| Monthly Cash Flow | $(2,870) | $750 |
City averages based on Wayland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,057 |
| Total Monthly Debt Service | $9,300 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01778, Wayland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,364 (100%) |
| Owner Occupied HU | 4,555 (84.9%) |
| Renter Occupied HU | 506 ( 9.4%) |
| Vacant Housing Units | 303 ( 5.6%) |
| Median Home Value | $1,028,402 |
| Average Home Value | $1,136,903 |
Housing Distribution
Address Breakdown
Residential
5,429
Single Family
4,968
Multi-Family
461
Businesses
405
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01778, Wayland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,364 (100%) |
| Owner Occupied HU | 4,555 (84.9%) |
| Renter Occupied HU | 506 ( 9.4%) |
| Vacant Housing Units | 303 ( 5.6%) |
| Median Home Value | $1,028,402 |
| Average Home Value | $1,136,903 |
Housing Distribution
Address Breakdown
Residential
5,429
Single Family
4,968
Multi-Family
461
Businesses
405
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denise Mosher • Coldwell Banker Realty - Weston
Mls Name: MLS PIN
Mls ID: #73476158