5 Golden CirSouthamptonMA01073
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 5 Golden Cir, Southampton, MA, 01073 in Southampton. Rental yield 6.15%. The 1.09 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $234,812 and $7,828/yr in principal reduction project total return of $242,161.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.0% |
| Monthly Cash Flow | $(1,062) | $350 |
City averages based on Southampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,160 |
| Total Monthly Debt Service | $5,077 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01073, Southampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,571 (100%) |
| Owner Occupied HU | 2,159 (84.0%) |
| Renter Occupied HU | 298 (11.6%) |
| Vacant Housing Units | 114 ( 4.4%) |
| Median Home Value | $496,918 |
| Average Home Value | $539,852 |
Housing Distribution
Address Breakdown
Residential
2,496
Single Family
2,456
Multi-Family
40
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01073, Southampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,571 (100%) |
| Owner Occupied HU | 2,159 (84.0%) |
| Renter Occupied HU | 298 (11.6%) |
| Vacant Housing Units | 114 ( 4.4%) |
| Median Home Value | $496,918 |
| Average Home Value | $539,852 |
Housing Distribution
Address Breakdown
Residential
2,496
Single Family
2,456
Multi-Family
40
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kylene Canon-Smith • Canon Real Estate, Inc.
Mls Name: MLS PIN
Mls ID: #73366242
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