5 Fresian LaneRochesterNH03867
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.24% yield at 5 Fresian Lane, Rochester, NH, 03867 in Rochester is solid, but the $2,514/mo payment compresses net cash flow to $93/mo at $559,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $154,441 by year five, and $5,148/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.53) without U.S. income documentation. Total projected return: $219,213.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $93 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,840 |
| Total Monthly Debt Service | $3,524 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03867, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,850 (100%) |
| Owner Occupied HU | 6,574 (60.6%) |
| Renter Occupied HU | 3,670 (33.8%) |
| Vacant Housing Units | 606 ( 5.6%) |
| Median Home Value | $340,415 |
| Average Home Value | $370,894 |
Housing Distribution
Address Breakdown
Residential
10,136
Single Family
7,703
Multi-Family
2,433
Businesses
597
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03867, Rochester, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,850 (100%) |
| Owner Occupied HU | 6,574 (60.6%) |
| Renter Occupied HU | 3,670 (33.8%) |
| Vacant Housing Units | 606 ( 5.6%) |
| Median Home Value | $340,415 |
| Average Home Value | $370,894 |
Housing Distribution
Address Breakdown
Residential
10,136
Single Family
7,703
Multi-Family
2,433
Businesses
597
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tanya Cattabriga • KW Coastal and Lakes & Mountains Realty
Mls Name: PrimeMLS
Mls ID: #5056696