5 Elm St APT 1ActonMA01720
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Acton rentals match the income profile of 5 Elm St APT 1, Acton, MA, 01720. Listed at $395,000, gross rent is $3,388/mo and net cash flow is $898/mo, a 10.29% yield well above national averages. DSCR 1.91 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $109,131 by year five with $3,638/yr in annual principal reduction, projecting $207,804 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 5.0% |
| Monthly Cash Flow | $898 | $1,200 |
City averages based on Acton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,388 |
| Total Monthly Debt Service | $2,332 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01720, Acton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,016 (100%) |
| Owner Occupied HU | 6,499 (72.1%) |
| Renter Occupied HU | 2,175 (24.1%) |
| Vacant Housing Units | 342 ( 3.8%) |
| Median Home Value | $843,349 |
| Average Home Value | $888,020 |
Housing Distribution
Address Breakdown
Residential
8,861
Single Family
8,052
Multi-Family
809
Businesses
1,094
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01720, Acton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,016 (100%) |
| Owner Occupied HU | 6,499 (72.1%) |
| Renter Occupied HU | 2,175 (24.1%) |
| Vacant Housing Units | 342 ( 3.8%) |
| Median Home Value | $843,349 |
| Average Home Value | $888,020 |
Housing Distribution
Address Breakdown
Residential
8,861
Single Family
8,052
Multi-Family
809
Businesses
1,094
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jonathan Mathews • Legacy Realty Advisors LLC
Mls Name: MLS PIN
Mls ID: #73445161