5 Cinder AveNewburyMA01951
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5 Cinder Ave, Newbury, MA, 01951 in Newbury at $679,000, 4.19% gross yield, is a market-growth asset. Rental yield 4.19%. The $2,369/mo rent partially funds the $3,053/mo debt service; the core return is the 5%/yr price growth projected to add $187,595 over five years. Ziffy Mortgage's DSCR mortgage (0.78) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $134,874.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.1% |
| Monthly Cash Flow | $(1,911) | $1,200 |
City averages based on Newbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,369 |
| Total Monthly Debt Service | $4,009 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
5,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01951, Newbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,919 (100%) |
| Owner Occupied HU | 1,337 (69.7%) |
| Renter Occupied HU | 258 (13.4%) |
| Vacant Housing Units | 324 (16.9%) |
| Median Home Value | $849,963 |
| Average Home Value | $894,260 |
Housing Distribution
Address Breakdown
Residential
1,865
Single Family
1,809
Multi-Family
56
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
5,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01951, Newbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,919 (100%) |
| Owner Occupied HU | 1,337 (69.7%) |
| Renter Occupied HU | 258 (13.4%) |
| Vacant Housing Units | 324 (16.9%) |
| Median Home Value | $849,963 |
| Average Home Value | $894,260 |
Housing Distribution
Address Breakdown
Residential
1,865
Single Family
1,809
Multi-Family
56
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dianne O'Brien • Dianne M. O' Brien
Mls Name: MLS PIN
Mls ID: #73461682