5 Arese AisleIrvineCA92606
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 5 Arese Aisle, Irvine, CA, 92606 in Irvine is capital appreciation. Rental yield 4.18%. The 4.18% gross yield at $1,318,777 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $364,354 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.77) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $270,692.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.1% |
| Monthly Cash Flow | $(4,129) | $300 |
City averages based on Irvine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,594 |
| Total Monthly Debt Service | $7,633 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
1.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92606, Irvine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,460 (100%) |
| Owner Occupied HU | 3,187 (33.7%) |
| Renter Occupied HU | 5,686 (60.1%) |
| Vacant Housing Units | 587 ( 6.2%) |
| Median Home Value | $1,091,745 |
| Average Home Value | $1,106,927 |
Housing Distribution
Address Breakdown
Residential
8,840
Single Family
4,849
Multi-Family
3,991
Businesses
861
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
1.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92606, Irvine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,460 (100%) |
| Owner Occupied HU | 3,187 (33.7%) |
| Renter Occupied HU | 5,686 (60.1%) |
| Vacant Housing Units | 587 ( 6.2%) |
| Median Home Value | $1,091,745 |
| Average Home Value | $1,106,927 |
Housing Distribution
Address Breakdown
Residential
8,840
Single Family
4,849
Multi-Family
3,991
Businesses
861
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #SR26070604