5 1/2 Gardner RoadWynantskillNY12198






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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,158/mo, and a $2,813/mo payment. Purchase price stands at $574,800, and rental yield measures 6.59% with $3,158/mo rent. Return on cash invested shows 15.74% in year one, and 5% annual appreciation builds toward $158,807 over five years. Five-year ROI reaches 81.12% and total cumulative return in cash records $153,404. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,158/mo property income covering a $2,813/mo payment rather than investor’s personal income.
Single Family
Built in 2026
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12198, Wynantskill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,252 (100%) |
| Owner Occupied HU | 2,613 (80.4%) |
| Renter Occupied HU | 496 (15.3%) |
| Vacant Housing Units | 143 ( 4.4%) |
| Median Home Value | $350,737 |
| Average Home Value | $394,192 |
Housing Distribution
Address Breakdown
Residential
3,192
Single Family
3,081
Multi-Family
111
Businesses
168
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Listed by: Karen Hannon • Gucciardo Real Estate LLC
Mls Name: Global MLS
Mls ID: #202610442








