4B Springwood Sq #BHarwickPA15049
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 4B Springwood Sq #B, Harwick, PA, 15049 in Harwick: $2,069/mo in rent, $699/mo net, 15.05% gross yield, all on a $165,000 acquisition. The 2.79 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $45,586 in value, and $1,520/yr in principal paydown steadily builds equity. Projected total cumulative return: $126,410.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 6.2% |
| Monthly Cash Flow | $699 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,069 |
| Total Monthly Debt Service | $1,016 |
| DSCR Ratio | 2.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
466.09 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15049, Harwick, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 458 (100%) |
| Owner Occupied HU | 322 (70.3%) |
| Renter Occupied HU | 91 (19.9%) |
| Vacant Housing Units | 45 ( 9.8%) |
| Median Home Value | $200,000 |
| Average Home Value | $250,466 |
Housing Distribution
Address Breakdown
Residential
466
Single Family
466
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
466.09 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15049, Harwick, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 458 (100%) |
| Owner Occupied HU | 322 (70.3%) |
| Renter Occupied HU | 91 (19.9%) |
| Vacant Housing Units | 45 ( 9.8%) |
| Median Home Value | $200,000 |
| Average Home Value | $250,466 |
Housing Distribution
Address Breakdown
Residential
466
Single Family
466
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ashley Faust-Toth • EXP REALTY LLC
Mls Name: WPMLS
Mls Provider:
Mls ID: #1735988