4996 Dunnagan DrCrozetVA22932
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 4996 Dunnagan Dr, Crozet, VA, 22932 in Crozet, $428,830, 7.72% gross yield, $70/mo net income. Consider it a market-entry position, the $2,760/mo rent covers the $1,928/mo payment with a margin, and 5%/yr appreciation is projected to add $118,478 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.43) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $167,289.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $70 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,760 |
| Total Monthly Debt Service | $2,520 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
1,742 sqft lot
$N/A/sqft
$127 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22932, Crozet, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,251 (100%) |
| Owner Occupied HU | 3,578 (68.1%) |
| Renter Occupied HU | 1,139 (21.7%) |
| Vacant Housing Units | 534 (10.2%) |
| Median Home Value | $595,966 |
| Average Home Value | $658,867 |
Housing Distribution
Address Breakdown
Residential
4,868
Single Family
4,494
Multi-Family
374
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
1,742 sqft lot
$N/A/sqft
$127 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22932, Crozet, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,251 (100%) |
| Owner Occupied HU | 3,578 (68.1%) |
| Renter Occupied HU | 1,139 (21.7%) |
| Vacant Housing Units | 534 (10.2%) |
| Median Home Value | $595,966 |
| Average Home Value | $658,867 |
Housing Distribution
Address Breakdown
Residential
4,868
Single Family
4,494
Multi-Family
374
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katie Willis • SM BROKERAGE, LLC
Mls Name: CAAR
Mls Provider:
Mls ID: #662309
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.