4992 Sedgewood DrWedgefieldSC29168
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4992 Sedgewood Dr, Wedgefield, SC, 29168 in Wedgefield worth study. Rental yield 5.32%. The 5.32% gross yield is below cash-flow benchmarks at $599,900, but 5% annual appreciation, adding $165,741 over five years, frames this as a capital growth position. Rent of $2,662/mo partially offsets the $2,698/mo payment. Ziffy Mortgage finances appreciation-play properties (0.99 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $168,372.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.2% |
| Monthly Cash Flow | $(909) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,662 |
| Total Monthly Debt Service | $3,332 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
2.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29168, Wedgefield, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,423 (100%) |
| Owner Occupied HU | 975 (68.5%) |
| Renter Occupied HU | 304 (21.4%) |
| Vacant Housing Units | 144 (10.1%) |
| Median Home Value | $201,316 |
| Average Home Value | $215,844 |
Housing Distribution
Address Breakdown
Residential
1,350
Single Family
1,350
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
2.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29168, Wedgefield, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,423 (100%) |
| Owner Occupied HU | 975 (68.5%) |
| Renter Occupied HU | 304 (21.4%) |
| Vacant Housing Units | 144 (10.1%) |
| Median Home Value | $201,316 |
| Average Home Value | $215,844 |
Housing Distribution
Address Breakdown
Residential
1,350
Single Family
1,350
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Sumter BOR
Mls Provider:
Mls ID: #203625