4991 McCombs RdHephzibahGA30815
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 4991 McCombs Rd, Hephzibah, GA, 30815 in Hephzibah fits: $499,000, 5.72% gross yield, and a projected 5% annual appreciation rate adding $137,865 in value within five years. Rental yield 5.72%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.06) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $4,596/yr in principal paydown and $137,865 in appreciation project a total return of $146,603.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 7.0% |
| Monthly Cash Flow | $(659) | $350 |
City averages based on Hephzibah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,378 |
| Total Monthly Debt Service | $2,838 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
15.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30815, Hephzibah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 10,842 (68.4%) |
| Renter Occupied HU | 3,822 (24.1%) |
| Vacant Housing Units | 1,191 ( 7.5%) |
| Median Home Value | $222,576 |
| Average Home Value | $235,703 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
16,109
Multi-Family
114
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
15.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30815, Hephzibah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,855 (100%) |
| Owner Occupied HU | 10,842 (68.4%) |
| Renter Occupied HU | 3,822 (24.1%) |
| Vacant Housing Units | 1,191 ( 7.5%) |
| Median Home Value | $222,576 |
| Average Home Value | $235,703 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
16,109
Multi-Family
114
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cathie Richards • RE/MAX Reinvented
Mls Name: REALTORS of Greater Augusta
Mls Provider:
Mls ID: #539300
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.