4990 Hill Harper RdRisonAR71665
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.68% gross rental yield, 4990 Hill Harper Rd, Rison, AR, 71665 in Rison is priced for capital growth, not immediate cash flow. The $285,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $78,740 by year five, with $2,625/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.05) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $84,395.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 7.0% |
| Monthly Cash Flow | $(364) | $500 |
City averages based on Rison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,349 |
| Total Monthly Debt Service | $1,600 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71665, Rison, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,409 (100%) |
| Owner Occupied HU | 1,731 (71.9%) |
| Renter Occupied HU | 406 (16.9%) |
| Vacant Housing Units | 272 (11.3%) |
| Median Home Value | $139,898 |
| Average Home Value | $170,706 |
Housing Distribution
Address Breakdown
Residential
2,065
Single Family
2,065
Multi-Family
0
Businesses
99
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71665, Rison, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,409 (100%) |
| Owner Occupied HU | 1,731 (71.9%) |
| Renter Occupied HU | 406 (16.9%) |
| Vacant Housing Units | 272 (11.3%) |
| Median Home Value | $139,898 |
| Average Home Value | $170,706 |
Housing Distribution
Address Breakdown
Residential
2,065
Single Family
2,065
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices