499 Park St UNIT 2DBensenvilleIL60106
INVESTMENT ANALYSIS
Investment Verdict
Solid Income499 Park St UNIT 2D, Bensenville, IL, 60106 in Bensenville earns a respectable 9.53% gross yield at $170,000, but after the $764/mo mortgage the net cash flow is $171/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.77) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $46,968 over five years, making equity the dominant return driver. Total projected return: $76,032.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $171 | $200 |
City averages based on Bensenville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,350 |
| Total Monthly Debt Service | $1,112 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60106, Bensenville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,699 (100%) |
| Owner Occupied HU | 4,261 (55.3%) |
| Renter Occupied HU | 3,126 (40.6%) |
| Vacant Housing Units | 312 ( 4.1%) |
| Median Home Value | $305,899 |
| Average Home Value | $330,691 |
Housing Distribution
Address Breakdown
Residential
7,084
Single Family
4,002
Multi-Family
3,082
Businesses
1,351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60106, Bensenville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,699 (100%) |
| Owner Occupied HU | 4,261 (55.3%) |
| Renter Occupied HU | 3,126 (40.6%) |
| Vacant Housing Units | 312 ( 4.1%) |
| Median Home Value | $305,899 |
| Average Home Value | $330,691 |
Housing Distribution
Address Breakdown
Residential
7,084
Single Family
4,002
Multi-Family
3,082
Businesses
1,351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maria Montes De Oca • Keller Williams Premiere Properties
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12518766