49716 Airedele RdRidgeMD20680
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 49716 Airedele Rd, Ridge, MD, 20680 in Ridge is a conservative rental investment at $759,900. Rental yield 6.76%. A 1.25 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $209,946; $6,999/yr in principal paydown supplements. Total projected return: $259,503.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 7.0% |
| Monthly Cash Flow | $(447) | $1,200 |
City averages based on Ridge market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,279 |
| Total Monthly Debt Service | $4,424 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20680, Ridge, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 615 (100%) |
| Owner Occupied HU | 365 (59.3%) |
| Renter Occupied HU | 109 (17.7%) |
| Vacant Housing Units | 141 (22.9%) |
| Median Home Value | $547,089 |
| Average Home Value | $540,671 |
Housing Distribution
Address Breakdown
Residential
371
Single Family
371
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20680, Ridge, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 615 (100%) |
| Owner Occupied HU | 365 (59.3%) |
| Renter Occupied HU | 109 (17.7%) |
| Vacant Housing Units | 141 (22.9%) |
| Median Home Value | $547,089 |
| Average Home Value | $540,671 |
Housing Distribution
Address Breakdown
Residential
371
Single Family
371
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices