497 W Girard StMount CarmelPA17851
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Mount Carmel at 497 W Girard St, Mount Carmel, PA, 17851 priced at $109,000 pairs $842/mo rent with $127/mo cash flow after a $534/mo payment. Total monthly income equals $842/mo, and annual cash flow comes to $1,527/yr on $36,134 invested. Return on cash invested is 24.13% in year one, and rental yield stands at 9.27% on a $109,000 basis. Equity gained on principal adds $703/yr, and 5% annual appreciation accumulates to $30,115 by year five. Five-year ROI measures 126.09% and total cumulative return in cash reaches $45,562. For financing, Ziffy Mortgage’s DSCR program evaluates $842/mo property income against a $534/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1900
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17851, Mount Carmel, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,171 (100%) |
| Owner Occupied HU | 2,209 (53.0%) |
| Renter Occupied HU | 998 (23.9%) |
| Vacant Housing Units | 964 (23.1%) |
| Median Home Value | $90,739 |
| Average Home Value | $132,784 |
Housing Distribution
Address Breakdown
Residential
3,571
Single Family
3,446
Multi-Family
125
Businesses
230
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Listed by: Eddie Ramirez • EXP Realty, LLC
Mls Name: CSVBOR
Mls ID: #20-101045
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.