4965 Twin Lakes Rd #67BoulderCO80301
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4965 Twin Lakes Rd #67, Boulder, CO, 80301 in Boulder at $378,500 earns $2,762/mo in rent and nets $7/mo after the $1,794/mo payment, a 8.76% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $104,573 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $3,173/yr in principal paydown, total projected return reaches $171,621.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.5% |
| Monthly Cash Flow | $7 | $200 |
City averages based on Boulder market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,762 |
| Total Monthly Debt Service | $2,148 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80301, Boulder, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,558 (100%) |
| Owner Occupied HU | 6,773 (50.0%) |
| Renter Occupied HU | 5,840 (43.1%) |
| Vacant Housing Units | 945 ( 7.0%) |
| Median Home Value | $849,607 |
| Average Home Value | $899,851 |
Housing Distribution
Address Breakdown
Residential
13,091
Single Family
7,802
Multi-Family
5,289
Businesses
2,304
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
