4960 E Horner AvenueStocktonCA95215








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Stockton at 4960 E Horner Avenue, Stockton, CA, 95215 uses $160,744 cash to close to unlock $968/yr annual cash flow and $81/mo monthly cash flow. Total monthly income runs $3,080/mo, and a $2,373/mo payment keeps the spread at $81/mo. Purchase price stands at $484,900, and rental yield measures 7.62% with $3,080/mo rent. Return on cash invested shows 20.51% in year one, and 5% annual appreciation builds toward $133,969 over five years. Five-year ROI reaches 106.06% and total cumulative return in cash records $170,491. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,080/mo property income covering a $2,373/mo payment rather than investor’s personal income.
Single Family
Built in 2026
7,048 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95215, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,310 (100%) |
| Owner Occupied HU | 4,424 (60.5%) |
| Renter Occupied HU | 2,624 (35.9%) |
| Vacant Housing Units | 262 ( 3.6%) |
| Median Home Value | $519,635 |
| Average Home Value | $635,914 |
Housing Distribution
Address Breakdown
Residential
7,196
Single Family
7,066
Multi-Family
130
Businesses
531
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Listed by: Jeanine M Roach • LGI Realty - California, Inc.
Mls Name: BAREIS
Mls ID: #226005603







