496 Oswald StWampumPA16157
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow496 Oswald St, Wampum, PA, 16157 in Wampum is a solid income-producing rental, 10.95% gross yield, $1,241/mo rent, $350/mo net cash flow on a $136,000 buy. DSCR 2.03 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $37,574 and $1,253/yr in principal reduction project a total cumulative return of $74,287.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $350 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,241 |
| Total Monthly Debt Service | $837 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16157, Wampum, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,498 (100%) |
| Owner Occupied HU | 1,149 (76.7%) |
| Renter Occupied HU | 228 (15.2%) |
| Vacant Housing Units | 121 ( 8.1%) |
| Median Home Value | $190,661 |
| Average Home Value | $222,278 |
Housing Distribution
Address Breakdown
Residential
1,198
Single Family
1,175
Multi-Family
23
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16157, Wampum, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,498 (100%) |
| Owner Occupied HU | 1,149 (76.7%) |
| Renter Occupied HU | 228 (15.2%) |
| Vacant Housing Units | 121 ( 8.1%) |
| Median Home Value | $190,661 |
| Average Home Value | $222,278 |
Housing Distribution
Address Breakdown
Residential
1,198
Single Family
1,175
Multi-Family
23
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Masters • INTERSTATE REAL ESTATE SERVICES, INC.
Mls Name: WPMLS
Mls Provider:
Mls ID: #1694841
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.