496 6th St, Montara, CA, 94037 | ROI: 7.64%

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Montara at 496 6th St, Montara, CA, 94037 projects strong ROI of 7.64%. Rental yield 3.3%. With 5% annual appreciation, the property builds $933,832 in value over five years. Equity growth combined delivers a projected five-year ROI of 36.97%, translating into $404,891 in total cumulative return on $1,095,120 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.

Single Family

Built in 1916

0.34 Acres lot

$N/A/sqft

No HOA

More details about the property

This distinctive multi use property is munificence in character and history. Located near Montara State Beach, a nature lover's paradise. You are only minutes from SF, SFO, Peninsula, Stanford and Silicon Valley, combining luxury living with unparalleled nature access. Enjoy the tranquility and privacy of the countryside and urban convenience. This is a rare opportunity to embrace coastal living with enviable views in an exceptional location. This beautifully preserved historical schoolhouse is a rare gem, offering endless possibilities as a live/work space. With its vintage charm and flexible zoning, its perfect for creating a unique residence, an inspiring workspace, or even a blend of both. Whether you dream of a cozy home filled with character or an inviting commercial space for events, schools, church, this property is ready to adapt to your vision. A must-see for those who value historical charm and versatile functionality!

Neighborhood Data

Neighborhood data shown for ZIP Code: 94037, Montara, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,048 (100%)
Owner Occupied HU	832 (79.4%)
Renter Occupied HU	168 (16.0%)
Vacant Housing Units	48 ( 4.6%)
Median Home Value	$1,635,593
Average Home Value	$1,623,768